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Calculate Sovereign Gold Bond interest and maturity amount
Total Maturity Amount
Total Return (Interest + Appreciation)
Interest Income
Gold Appreciation Gain
Effective Annual Return %
Sovereign Gold Bonds (SGB) issued by RBI: gold price appreciation + 2.5% fixed annual interest. Tenure: 5-8 years. Benefits: no purity verification, storage cost-free (RBI holds), interest tax-free if held till maturity, capital gains tax-efficient (Section 54EC relief available). Minimum ₹500 investment (or 1g gold weight). Issued quarterly. Safe government-backed investment combining gold ownership with interest income.
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This calculator is provided for informational and educational purposes only. While we strive for accuracy, results should be verified with official sources or by consulting qualified professionals. Tax laws, rates, and regulations are subject to change. GotRedFlags is not responsible for financial decisions made based on these tools.