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Max 30% of income to rent
Max Recommended Rent
% of Income
Remaining After Rent
Not Recommended (20% Above)
Emergency Budget (20% of income)
The 30% rule states you should spend no more than 30% of income on rent. This leaves 20% for savings/emergency, 20% for utilities/transport, and 30% for food and other needs. If you exceed 30%, you risk financial stress.
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This calculator is provided for informational and educational purposes only. While we strive for accuracy, results should be verified with official sources or by consulting qualified professionals. Tax laws, rates, and regulations are subject to change. GotRedFlags is not responsible for financial decisions made based on these tools.